Choose the Best Monthly Gold Savings Scheme in Karnataka
Have you ever considered purchasing gold over time rather than forking out a large sum all at once? Most individuals in Karnataka would love to possess lovely gold jewelry, be it for a wedding, as a gift, or as a long-term investment. However, with fluctuating gold prices, procrastinating for too long may mean paying extra later on. That’s why Regal Jewellers provides you with the best monthly gold savings packages in the form of two consumer-friendly schemes: Regalia Plus and Akshayanidhi. These gold-buying schemes enable you to save in small steps without exposing you to future price increases, all at the convenience of your home through the Regal Jewellers mobile app. You can now invest in high-quality gold jewellery with easy monthly payments and enjoy benefits such as zero making charges, state-specific redemption, and assured purity.
Regalia Plus
If you want a gold plan that saves your money while you receive maximum value for the money you pay, the Regalia Plus Plan is your best bet. The plan charges you a fixed rate every month for 11 months, and then you can take the entire amount paid as gold jewellery with no making charges. You can begin the plan with an initial investment of ₹1,000 a month and then increase it in increments of ₹500. After making all 11 payments, you can pick any gold piece (except for diamonds and a few categories) from Regal’s diverse collection. This is an excellent method to secure your savings and convert them into actual gold. It is one of the safest gold installment schemes found in Karnataka today.
Akshayanidhi
The Akshayanidhi Scheme operates on the reverse principle. Rather than keeping the value constant, you lock in the monthly installment, and the gold weight you earn varies depending on the rate of gold that month. This evens out your expense over time and insulates you from sharp price increases. Similar to Regalia Plus, this policy is also available for 11 months. After its completion, you can exchange the entire built-up gold weight in the form of jewellery at zero-making cost in almost all categories. Discounted making costs on uncut and precious jewellery as well as even 25% off on diamond carat charges, are also provided. It’s a convenient and adaptable monthly gold purchase plan for those who wish to track the market but are still committed to disciplined saving.
State-Specific Rules and Redemption
One thing worth noting is that these plans are governed by state-specific guidelines. If you initiate your plan at a Regal Jewellers store in Karnataka, you need to pay all your monthly installments and redeem your gold at our showrooms in Karnataka alone. The same holds for customers in Kerala. This system assists us in having a smooth, secure, and clear process for everyone involved. Payments can be made every month at any of our retail stores in Karnataka or through Regal Jewellers App. In the event of premature closure or default payments after the permissible period, the scheme will be forfeited. Although your paid amount remains secure and you can continue to purchase jewellery for its worth, you won’t have the privilege of availing yourself of the benefits of the special scheme, such as making charges of zero or discounted rates. This makes Akshayanidhi a perfect option for those searching the best gold investment plan that follows monthly market trends while staying disciplined and safe.
Enjoy Real Benefits
Regalia Plus and Akshayanidhi both provide transparent, worthwhile benefits:
- Zero making charges on major gold jewellery (Nagas, Antique, Turkish, Chettinad)
- 50% discount on making charges on uncut and precious jewellery
- 25% discount on diamond carat prices
- HUID-certified gold for purity and assurance
- Transparent rules with no hidden charges
- Anyone aged 18 and above can join.
If you are comparing plans and wondering what monthly gold savings option is for long-term benefit, these two schemes stand out clearly for their flexibility and value.
Digital Ease With the Regal App
Membership in these gold purchase plans is easier than ever before. You can walk into any of the branches of Regal Jewellers in Karnataka or sign up directly through the Regal Jewellers mobile application on the Google Play Store or Apple App Store. The app allows you to view the current gold prices, sign up for your desired plan, view your payment schedule, remind yourself, and oversee your entire savings process, straight from your phone. This fits our plans perfectly for those who like an online gold purchase scheme experience without needing to go down to the store every month.
What If You Miss a Payment?
In case you miss a payment in a month, you can still catch up and proceed with the scheme. The maturity date of the scheme will not, however, be adjusted. But if you are late with a payment by over 30 days, the scheme will automatically mature, and you will forfeit the additional benefits. Nonetheless, the sum you have paid is secure and can be used to buy jewellery of the same value. This plan keeps customers on track and makes the plan fair and accommodating for all. It makes sure that the advantages are enjoyed by those who remain consistent with their savings.
A Simple Step Toward a Golden Future
Regal Jewellers’ Karnataka plans are made to suit you. While you choose fixed savings in Regalia Plus or save smartly for weight gain with Akshayanidhi, both are a wonderful value and the pleasure of converting small savings into permanent value. These plans are trustworthy, flexible, and cut to suit every lifestyle. If you are looking for the best monthly gold savings option that’s safe, transparent, and rewarding, our schemes are your perfect match.
