Smart Ways to Save: Jewellery Purchase Schemes Kerala That Work for You

Do you aspire to own gorgeous gold jewellery but cannot afford to make a huge one-time investment? If so, you are not alone. Many in Kerala desire gold not only as an adornment but also as a symbol of emotional and financial security. This is why Regal Jewellers, the biggest wholesale and manufacturing jewellery group in Kerala and Bengaluru’s first and only wholesale jewellery destination, presents two special jewellery purchase schemes made just for you. These schemes, which can be conveniently tracked and managed from the comfort of your home through the Regal Jewellers mobile app, make gold more affordable by enabling you to save little by little each month and reward you with fantastic advantages, such as no making charges.

Smart Ways to Save: Jewellery Purchase Schemes Kerala That Work for You

Do you aspire to own gorgeous gold jewellery but cannot afford to make a huge one-time investment? If so, you are not alone. Many in Kerala desire gold not only as an adornment but also as a symbol of emotional and financial security. This is why Regal Jewellers, the biggest wholesale and manufacturing jewellery group in Kerala and Bengaluru’s first and only wholesale jewellery destination, presents two special jewellery purchase schemes made just for you. These schemes, which can be conveniently tracked and managed from the comfort of your home through the Regal Jewellers mobile app, make gold more affordable by enabling you to save little by little each month and reward you with fantastic advantages, such as no making charges.

REGALIA—Own Jewellery with Zero Making Charges

The Regalia scheme is suitable for those who wish to possess jewellery without spending any making charges. Under this scheme, you can pay a fixed monthly installment for 11 months, and then after the last payment, you can claim the full amount in terms of jewellery with a 0% making charge for the majority of gold ornaments.

How Does It Work?

  • You select a fixed amount to pay monthly (between ₹1,000 and multiples of ₹500).
  • After 11 successive payments, you can choose gold jewellery of the total value you paid.
  • You don’t pay making charges on most products (excluding diamond, precious stone, 18kt, uncut, or Atelier collections).
  • Your gold is 100% HUID hallmarked for purity and transparency.

Suppose you join REGALIA and pay ₹5,000 every month. In 11 months, you’ve paid ₹55,000. Now you can select gold jewellery worth ₹55,000 with a zero % making charge. This scheme is ideal for individuals who are budgeting ahead of a wedding or other celebration, as it secures your budget with minimal charges and provides additional value through zero additional charges.

Akshayanidhi Plus—Weight-Based Gold Accumulation

Akshayanidhi Plus must be one of the best gold schemes out there today. If you are concerned about volatile gold prices and wish to smooth out your buying cost, this scheme is the better choice. This scheme allows you to invest a fixed monthly amount, and Regal reconverts your money to gold weight at the prevailing market rate of the day. You get the aggregate gold weight at the end of 11 months and redeem it into jewellery—once more, with no making charges on specified items.

How Does It Work?

  • Select a fixed monthly sum (minimum ₹1,000).
  • Regal calculates the equivalent weight of gold for the amount every month, according to the current gold rate.
  • At the end of the scheme, you exchange the total accumulated weight in gold jewellery.
  • Similar to REGALIA, you receive HUID purity hallmarked and assured quality.

With Akshayanidhi Plus, where you deposit ₹5,000 every month, you can potentially gather about 8.3 grams of gold within 11 months (subject to market fluctuations). You then redeem that same weight in jewellery once more without additional fees on eligible collections. This renders Akshayanidhi Plus a worthy candidate for the one with the best gold investment plan that adapts to market rates. It is ideal for customers who wish to have a monthly gold buyback scheme that varies with market price and offsets volatility.

Main Advantages of Both Schemes

  • No making charges on gold ornaments eligible for buyback (other than diamond, precious stones, 18kt, and certain designs).
  • You can pay through cash, card, online transfer, or other suggested methods.
  • Freedom of investment amount choice
  • Safe and secure with complete transparency.
  • Guaranteed purity through HUID hallmark certification.

REGALIA and Akshayanidhi Plus are made with your convenience at the forefront. They are easy, transparent, and trustworthy, making them among the finest gold schemes in Kerala & Karnataka for anyone who prefers planning smartly.

Eligibility to Join

Both schemes are available for persons aged 18 and above. If you are a young professional beginning your savings process, a parent saving for your child’s wedding jewellery, or a shrewd investor expanding your portfolio, these schemes have something to benefit everyone.

Join and Manage Easily Through the Regal Jewellers App

There is no need to visit a store to start your gold savings account. Customers can easily join by using the Regal Jewellers app; it is available on the Play Store and App Store. You get to view live gold rates, see your installments, set payment reminders, and manage things all from one place. So, whatever you prefer, order from the comfort of your home or from any place while on the mobile phone, the app makes the entire process extremely simple, secure, and convenient.

Key Things to Keep in Mind

  • Enrollment and payments are to be made only through the Regal Jewellers mobile app.
  • You need to pay all 11 monthly installments to be eligible for the scheme benefits.
  • Missed payments can result in disqualification from the zero-making charge benefit.
  • Plan benefits are only available at Regal Jewellers centers in Kerala.
  • In the event of premature closure, you will be able to redeem your entire paid amount, but plan benefits won’t be available.

Why Regal's Gold Schemes Are Special

With decades of trust and craftsmanship behind us, our aim has always been to deliver value, purity, and satisfaction to our customers. Our gold purchase plans are not schemes; they are chances for you to realize your dream in a wise, flexible, and pocket-friendly manner. In a time of online convenience, Regal Jewellers also helps contemporary customers by facilitating the way by giving advice to those who are browsing online gold-buying schemes. Though the Regalia and Akshayanidhi Plus plans can be registered through showrooms in Kerala, you can still get in touch with our team online for further details, book visits, and view updates.

Check out your nearest Regal Jewellers showroom in Kerala, talk to our staff, and select the plan according to your convenience. With zero making charges, guaranteed purity, flexible alternatives, and customer-oriented service, we welcome you to benefit from the smarter way of acquiring gold.

Trusted Manufacturer & Wholesaler in fine jewellery since 1978